Please use this identifier to cite or link to this item: http://hdl.handle.net/20.500.12323/3584
Title: Technological Innovation in Banking and Payments
Authors: Nabisoy, Aytakin
Keywords: digital banking
biometrics
Daugman's method
Wilde's method
Iris code bits
Issue Date: 2017
Abstract: This thesis describes how the latest technological innovations rebuild the banking system, creating new products and services, increasing access for consumers, strengthening banking management systems and cutting costs. At the same time, technological innovation also changes existing business models, increasing competition, squeezing margins and changing the nature of interaction with customers. By collecting these opportunities, banks, regulators and politicians can create a more secure and efficient banking system that can meet the needs of customers and parties in the digital age. New technologies and the pace of innovation reorganize banking business models and working models, and also affect the shape and dynamics of a wider ecosystem of financial services. Early users of new technologies gain a significant advantage over competitors. Other banks may choose a more coherent approach for strategic purposes - to postpone adoption of new technologies until they are proved by competitors.
URI: http://hdl.handle.net/20.500.12323/3584
Appears in Collections:Theses

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